How to Play Baccarat

Baccarat is one of the most popular casino games in the world. You’ve probably seen it played in everything from sticky-floor California card rooms to the tuxedo-laden casinos of Monaco. Whether you’re looking for a low house edge or simply a fun way to pass the time, this game has something to offer everyone. If you’re thinking about trying it out, read on to learn more about how to play baccarat.

The game is simple enough: a group of players sits around a table and places bets on the Player hand, Banker hand, or Tie. The dealer then deals two cards to each of the hands, and whoever has a total closest to nine wins the round. The cards are dealt from a standard six- or eight-deck shoe, and each card is worth its face value, with the exception of the ace, which equals one point. In some cases, a third card may be drawn.

When betting, it’s important to set limits for yourself before you start playing. Decide how much you’re willing to lose and stick with it. This will keep you from losing more than you can afford to. It’s also helpful to bring cash with you when gambling, as this will help you limit your losses if you happen to be losing.

Once you’ve settled on your bet, it’s time to place your chips and wait for the cards to be dealt. Baccarat tables usually have a section for the player, a section for the banker, and a space for tie bets. The dealer will announce when it’s time to place your bets, and you’ll then place your chips on the appropriate spot on the table.

The game proceeds until the first player or the banker gets a winning hand. In the case of a tie, additional cards will be drawn to determine a winner. If the player or banker has a total of 8 or 9, this is called a “natural” and wins the round. If the first two cards are of equal value, then a third card is drawn to decide the winner.

If you bet on a winning Player hand, you’ll receive a 1:1 payout. However, if you bet on the Banker hand and win, you’ll only receive 95% of your stake, because casinos apply a 5% commission to this bet. The Tie bet, on the other hand, pays out at 8:1 odds.

Depending on the establishment or platform you’re using, there are some interesting side bets that you can make in baccarat. These wagers aren’t as profitable as player or banker bets, but they can add some variety to the game. A player pair wager, for example, offers 11:1 odds. Another popular option is the treble chance, which pays 8:1 and is available on some online baccarat sites.